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When you are in need of quick cash, Mr. Payday Has got you covered! We have been helping Canadians with their short term loan needs since 2002.

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How Our Loan Process Works


Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.


Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.


Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Useful Tips To Use In The Application Of Personal Loans For People With Bad Credit

Personal Loans For People With Bad CreditPersonal loans for people with bad credit are usually given to the people with a bad credit who have personal needs to cater for and they do not have enough money for those needs. These loans are very useful. This is in the sense that they help the people with bad credits to support their personal needs even when they are not eligible to get the normal loan form loan lenders because of their bad credit situation. Generally, a loan is a great savior in situations that people can not avoid which require money that they do not have at hand, and one can cater for whatever needs that comes with a loan. These days, all people can access loans, whether they have a bad credit or not.


In the application of personal loans for people with bad credit, a loan applicant needs to know that there are so many bad credit loan lenders out there an most of them have these loans. This means that you will not go for the one loan ender that you know about without comparing what he is offering with what the other loan lenders have. You will come to realize that these bad credit loan lenders are quite different in the way they issue a loan and you can make a great mistake if you jump into one of them without first learning about all the others. There are those who have affordable rates for instance while others charge so much on their loans, and you could end up paying more with the latter.

Personal Loans For People With Bad Credit Video

Another thing to note is that the presence of so many loan lenders in the market dealing with personal loans for people with bad credit is actually an advantage to the people with a bad credit who have personal needs that require such loans. This I say with regard to the advantages that they stand to get when these loan lenders start competing for the clients. There are many people with bad credit, who may need these loans, but still, there are so many loan lenders and each of them needs to have a share of many clients in order to have a good time in the market. Through the competition, these loan lenders will reduce their lending rates and make the terms and conditions flexible in order to attract clients, all to the benefit of the loan applicants.


The Application Procedure For Personal Loans For People With Bad Credit

The application process for the application of these loans is not even hard. It starts with the choice of a loan lender dealing with such a loan, and whose terms are favorable to the loan applicant. This is the hardest thing to do but the most rewarding because you can save so much money when you make the right choice of a loan lender. It is always good to ensure that you are dealing with the best lender in ortder to feel good when repaying back the loan.


After the choice is made, then you can apply for the loan according to the loan lender. If it is an online lender, you will just fill the online application form and submit it. With the offline loan lenders, you will have to apply for the loan the way they will tell you. There are loan lenders who will ask for support documents in order to ascertain that you will actually repay back the loan. It is good to cooperate with them in order to clear all the doubts they may be having about your ability to repay back the loan.