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When you are in need of quick cash, Mr. Payday Has got you covered! We have been helping Canadians with their short term loan needs since 2002.

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How Our Loan Process Works


Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.


Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.


Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Picture of family that got Payday Loans OttawaEnjoy Payday Loans Ottawa even when you have pending loan debts

There is nothing as frustrating as being in debt with loan lenders. This is the worst that could happen because all the money that you get on your payday will be used on this and you will be left struggling till the next pay check arrives. To stop this trend, you will need to find a solution such as payday loans Ottawa services whereby it is possible to apply for a loan before the payment day without even the consideration of the credits that you have for other lenders and then pay after you have received your check plus the interest that comes with the loan, however this should not be a problem because the interests are normally low.


If you are asking yourself what payday loans Ottawa services have to offer, then this is a good basis of information to start with. These are loans that have been put in place by companies that have good connections with lenders who are willing to give out money to borrowers with the aim of meeting their urgent needs ass it is supposed to be the case with or without their pay check on the list.  What payday loans do is they ensure you do not run out of cash when you have the right sources to provide you with loans even when your paycheck is clogged with responsibilities.

Payday Loans Ottawa Video

With your debts, you have an opportunity to get a loan and work with what needs immediate attention in your life. You can apply for these loans because they are what we can refer to as stress free loans because you make payments for them when you get paid and this will be according to what you have agreed upon with your lender or the company that has offered you payday loans inOttawa.


How to handle payday loans Ottawa and still save some cash on your pay

Make sure that the lender has a low interest rate that you can afford to pay within the agreed period of time without strain. This is something that has become a major problem to many borrowers because they end up not being able to settle their loan credits on time and as they add up, a bad credit history is formed. To work on your paycheck, ensure that the lender you apply with has the right installments that will fit the kind of pay you get at the end of your work period.


Keep to the budget that you have on your pay slip, do not spend on things that are not on your priority list. Most payday loans Ottawa are to be paid using the pay check that you are expecting before the emergency case pushed you to applying for a loan. To ensure that you do not keep up to the trend of applying for loans every month, you should work on your pay slip so that it fits well to the budget that you need to take you through to the next paycheck that you will be expecting.


You can get a loan and pay for it while still managing to utilize your payments so that it is possible to handle loans without creating bad credit histories for yourself. There is no need of working with loan debts all through when you have a paycheck to sustain you. Only apply for loans when the situation calls for it and not when you need extra cash to use on stuff that is not even important. This way, it will be possible to pay off the credit loans that you have and still be left with some money to sustain you.