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get cash in as little as 30 minutes*

When you are in need of quick cash, Mr. Payday Has got you covered! We have been helping Canadians with their short term loan needs since 2002.

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How Our Loan Process Works


Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.


Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.


Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

How does payday loans bad credit help?

Picture of family that got Payday Loans Bad CreditPayday loans are a good option to turn to when you need instant money for some urgent use. Getting a payday loan is not at all difficult and the money will come as great assistance to you and your family. The money can be used to solve all kinds of problems. It resolves financial crunches, it tackles emergency needs and it can also help in resolving your debts and arrears. These times when you do not have money to lead a comfortable life are the perfect occasions of getting payday loans bad credit. These will help to satisfy your needs and you can be joyous about the situation to what they take you to. This helps prevent further problems which may have occurred in case you wouldn’t have got the money on time but with the money in hand with these payday loans, you can feel totally secured.


Payday loans bad credit is for everyone. The money lenders do not take into account your credit history. The one with a good credit score will easily secure these loans but the one with a bad credit score will also not have any problems in getting these loans. With the development of fortunes all round the world, the amount of money lenders is increasing rapidly and this has helped to resolve the growing needs of every person. Financial crunches come to everyone but the important thing is how you tackle them. Payday loans bad credit is a prime way to get rid of these financial crunches and you shouldn’t hesitate a bit in taking them up.

Getting payday loans bad credit

The demand for easy payday loans bad credit might be increasing but this doesn’t mean than the supply has stagnated. The supply has seen an equal growth as the number of competitors in the market has increased. People have a variety of options when they look for payday loans bad credit. People with bad credit scores also do not face any harassment which has become a thing of the past now. The interest rates are falling daily and are approaching the ones of the normal loans. The biggest advantage of payday loans bad credit is that they can be issued in no time. You apply for a loan and you receive your amount the same day. Such are the services today and you can be happy about the money you will get when you apply for the loan. The amount loaned out is not a huge one rather it is a small amount which serves as a pay before the day. Easy repayment options help you pay back the loan easily so that you averse any sort of problems that may occur with delay in repayment.

Payday Loans Bad Credit Video

The reason you apply for the payday loans bad credit can be different. These different reasons range from health emergencies, payment of bills, celebrations of occasions and repairs of house and cars. All these are very important in your daily life and the situation can become worse if not handled as soon as possible and hence these loans come in very handy if you do not have the amount needed to satisfy your needs. Different money lenders offer different interest rates but the rate also depends on the purpose you take the loan. The reason behind that is that the amount loaned will depend on the purpose and generally the interest rates increase for the bigger amounts. These loans are as easy to get as anything. You can apply for a loan sitting at home on the internet and the money will be transferred to your account.