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When you are in need of quick cash, Mr. Payday Has got you covered! We have been helping Canadians with their short term loan needs since 2002.

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How Our Loan Process Works


Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.


Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.


Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Benefits For Seeking Loans For Bad Credit

Picture of employee that got Loans For Bad CreditDealing with loans is never a good thing. This is because you will always feel indebted to a loan lender until the time you will get over the debt. If you have a bad credit already, getting loans for bad credit is a bad idea as well, because you will be sinking deep into the mess of loans without knowing it. But loans are inevitable especially these days when we have so many needs yet so little money to cater for the needs. The cost of living, which is increasing by day, is to blame for all this. People barely have enough money to deal with all their needs that is why a little financial back up is required from time to time. In as much as applying for a loan is not a very goo idea, there are times it is very beneficial.


If for instance you are a student and you do not have anyone to depend on, you will get a students loan in order to go on with your education, something you will not do without a loan. Without education these days, people are not getting a job from which they can earn a living. It is better to repay back so many debts thereafter and to study to the level you are sure to get a good job than to stay away from loans and end up with nothing thereafter. This is one instance in which loans for bad credit are beneficial, more so to students who have a bad credit already. They are given a chance to go on with their education despite their bad credit situation and after getting a job, they can repay back all the loans that they have acquired.

Loans For Bad Credit Video

Benefits We Get From Loans For Bad Credit

Like I have said above, a bad credit loan can enable you to get the level of education that you cannot attain if you did not get the loan. It can take you to a place you never expected to be even with your bad credit situation. The loan is all what students with bad credit need in order to get on well in life. You do not have to be in your financial position for the rest of your life when you can get over all that with a good education and a good job afterwards.


Loans for bad credit are what business people, who have a bad credit can use in order to get their businesses to the next level of operation. If you have a project at hand for your business, and you have a bad credit, you do not have to wait until that time you will repair your credit. This may delay the project so much and it may not be relevant after sometime. The best thing to do is to get a loan and deal with the project. Chances are, the project may help you a lot even in repairing your credit and getting you back to your previous financial position.


Family needs can be well taken care of by a bad credit loan, especially the urgent needs that cannot wait for the family to get the money or to repair their credit so as to get a good loan. If for instance you want to renovate a home, you can do it with the bad credit loan. You can also pay your bills conveniently and on time with such a loan. You can cater for your basic needs after a jobless with such a loan. Dealing with your needs the hard way is not an option today.