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When you are in need of quick cash, Mr. Payday Has got you covered! We have been helping Canadians with their short term loan needs since 2002.

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How Our Loan Process Works


Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.


Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.


Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

How Payday Loans In Toronto Work And The Benefits That Come With Such Services

There are several benefits that those who choose to work with payday loans Toronto get to enjoy. With such benefits available, it is only logical that this is a service being used by many and it is trusted all over because of the closeness that it has managed to build with its customers. What makes payday loans in Toronto beneficial is the fact that the cash is easy to obtain and fast because it is directly deposited into your account. There are also not long procedures such as faxing and credit checks which are normally carried out in banks.Pictures of Payday Loans In Toronto


With payday loans in Toronto services, you are also sure that national cash will not bother you with statements and paper work but all you will be dealing with is a secure application from an encrypted data. Once the money has been directly deposited into your account, you are able to use it for whatever purpose that you want without explaining it to the lender. The repayment method is also easy because it is an authorized pre debit on your payday with no inclusion of cheques.


The Process That Payday Loans In Toronto Use To Give Out Loans

With all the benefits that you get to enjoy when you apply for payday loans in Toronto, you have to understand that there is a procedure that is normally followed so that one can qualify for such loans. Even if the lenders do not bother with your credit history or paper work such as faxing, they have to ensure that the money they are giving out is somehow secured; this is why you fill in the online application form that is provided by the company or lender in question.


After the application has been approved, now you can start enjoying the benefits of these kinds of loans because your cash will be directly deposited into your account. This will not take long after approval, maybe a period of around thirty minutes or so. Most payday loans in Toronto loan fees through direct debit once your payment has been made on your payday. This will make it easier for you to pay off the loan as it is debited directly so that you do not end up postponing the day of payment in order to use your money as this will leave you indebted for a very long time.


You can always change the pay date to an earlier date if you have any extra cash with you. This will mean contacting the company early in advance so that they do not debit the whole of the amount from your pay once it is deposited because you will pay some of it using the extra money that you have. This way, you reduce the days of loan payments that you had agreed with your lender and this gives you the opportunity to enjoy your paycheck up until the next one without running out of cash.


Payday Loans In Toronto Video

The process of applying for such a loan is not hard, because there are no basic requirements aside from the fact that you must have a paycheck where the lender will be assured of payments at a later date. There are also so many benefits because your credit loan does not affect the new loan that you are applying for, the only difference is that this is a payday loan that you will have to cover once you have been paid as agreed with the lender at the beginning of the transaction. Do not look any further when you have a loan service that approves of your application within no time.