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get cash in as little as 30 minutes*

When you are in need of quick cash, Mr. Payday Has got you covered! We have been helping Canadians with their short term loan needs since 2002.

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How Our Loan Process Works


Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.


Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.


Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Basic Characteristics Of Quick Loans Bad Credit

Picture of employee that got Quick Loans Bad CreditWith the hard economic times biting every where in the world; people have been forced to look for strategic measures that can help them get along. Some have been forced to forego or sacrifice some of their favorite activities in order to cut down on expenses. For instance, if a certain family used to go out for vacation twice a year, they need to reduce it to only a single time a year. Everyone faces a down time in their finances. For most people, they experience this challenging financial hard times at the middle of the month. For some, it is just a perpetual nightmare that haunts them day after day. Wherever you are faced with a situation that needs instant cash, your first option would be to borrow from your friends and relatives. This works well for some people, but for others it doesn’t because their friends might not be having the cash they need. This then implies that you will need to get the cash from a bank or any financial institution. This second option is quite challenging because it needs the loan applicant to show his credit rating before a loan is advanced to him. It  even get worse if it is discovered that you have a negative credit rating and you still want quick loans bad credit from the money lending institutions. How then can one get a loan given that fact that he is in a financial recess?

Quick Loans Bad Credit Video

It will need the loan applicant to be very convincing to the money lenders if you apply for a loan while at the same time facing a financial crisis. Most people ask for quick loans bad credit in times when they have just been divorced, when they need to make repairs to their homes, when they have emergence travel plans or when they need to clear outstanding bills. Indeed these are valid reason that would make anyone seek for a loan, however as to whether you get loaned or not, it so much depends with the loaning company. You will need to provide relevant information that would make your application have more weight and be approved.


A wise loan applicant seeking for quick loans bad credit will always remember to search for a loaning company that does not take much time on credit review before approving you for the loan. For instance, you should seek loaning services from a company that does not require you to fax your documents before your loan application is approved. If you are applying for an instant loan you need to get it as soon as possible so that you can use it respectively. Any delays in it are approval and final transaction works against the applicants willingness to get the loan as fast as possible and use it’s for desired reasons.


Applicants should always be advised to go for secured loans when they are going through bad credit rating. This ensures that you get the loan as soon as possible. Secured loans only need the applicant to give a certain asset that is attached to his loan. If any applicant has an a valuable asset and is operating on a bad credit score, he can apply  for a loan and get it quickly as long as he gives the right information and offers the asset as a security


How The Quick Loans Bad Credit Works 

  • New customers to make relevant searches for a loaning company on the internet
  • The customer makes online applications by giving the right information
  • Customer is notified of the approval of his application through mail or phone numbers
  • The process should be faster, easy to understand to allow the clients to apply and get the loan faster