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When you are in need of quick cash, Mr. Payday Has got you covered! We have been helping Canadians with their short term loan needs since 2002.

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How Our Loan Process Works


Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.


Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.


Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

A Faster Way To Access Personal Loans For People With Bad Credit In Canada

Personal Loans For People With Bad Credit In CanadaPeople’s financial status is changing so much these days. There are those who are being laid from their wok and they eventually end up with no source of money at all for their basic needs. That is why we are seeing so many people looking for loans especially in Canada in order to cater for their immediate needs before they get back to their feet financially. In Canada, people with bad credit too are accessing such loans as personal loans for people with bad credit in Canada. This is because they too are having a hard time in trying to cater for their basic needs especially in they lose their jobs, which is common with inflation.


When you lose a job, you will want to spend most of your time looking for another job in order to improve your chances of getting another job sooner than later. People with bad credit in Canada spend most of their time too looking for jobs which will not only enable them to cater for their needs but also money that will help them to repair their bad credit. If they are faced with a need and they need some personal loans for people with bad credit in Canada, then they will have to go online so as to save time and the hassle. Online loan lenders are there for the convenience of loan applicants who want to spend all their time making money, because you can apply for a loan when you are still doing something else in your office. You will not even be required to attend any meetings that may take your time.

Personal Loans For People With Bad Credit In Canada Video

In order to get faster personal loans for people with bad credit in Canada therefore, you will have to go online. A majority of loan lenders in Canada are operating online these days. This is where you will get a loan lender who is issuing out the loans that you are in need of, with the rates that are good for you. The online loan lender will give you money without asking you to do so much like meeting up with them, or faxing so many financial documents to prove your ability to repay back the loan. This is what makes online applications faster and convenient to many people who are busy earning some money.

Other Benefits To Get From Online Personal Loans For People With Bad It In Canada

Online loan lenders issue out the money that a loan applicant is in need of. There is no way that you will get less of what you have applied for even if you have a bad credit. If you want some money to add to what you have in order to purchase a home for instance, there will be no need to postpone your desire to have your own home. This is because you will get all the money that you need as soon as you need it.


With online loan lenders, no one will ask about your bad credit, your previous borrowing, or your current financial situations. All this information will remain as confidential as it is supposed to be. It is really uncomfortable talking about such things with a total stranger, and this is something that online loan lenders know very well about, that is why they try to avoid meetings as much as possible. Besides, such meetings will take up most of your time, and the may delay you in case you have an urgent need to care about. This is the reason why they prefer to process the loans faster in order not to inconvenience you.