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When you are in need of quick cash, Mr. Payday Has got you covered! We have been helping Canadians with their short term loan needs since 2002.

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How Our Loan Process Works


Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.


Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.


Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

What Would Make You Go For Personal Loans Bad Credit

Picture of family that got Personal Loans Bad CreditThere are very many reasons that will force you to borrow instant loans. When you have run out of cash and you have no other means of reclaiming yourself you shouldn’t feel frustrated, there is always a way out. For instance, you can go out for a loan and to enable you resolve such emergence situations. Very many people go through trying financial moments and at times wonder what they can do to salvage themselves. Getting a loan is an easy task especially if you have a good credit history; however this is not the case especially if you have been going through a negative credit history. Many banking institutions and loaning companies turn away people who have negative credit history but this trend has been changing in the recent past. There are quite a number of loaning companies that can offer you the loan as long as you can adhere to a few terms and conditions. When you think of going for personal loans bad credit, you must be having very strong reasons that are forcing you to go for it. In this case, you will need to weigh your reasons well before opting for this type of loan.


One of the things that would force you to go for a loan is probably when you have outstanding bills at your home or at your office and you have not cleared them. This is a very authentic reason that would make you seek for personal loans bad credit. In this case, you want to clear off all your bills and it is therefore important that you get an instant loan that will enable you clear all them at an once. Alongside with this, you will need to get a loan so that you can clear off all your debts. That means that you will need to get a consolidated debt loan such that you can be able to clear off all your credit liabilities. This needs the loan applicant to sum up all his debts and then take a one time loan that will enable them clear off the loan and redeem a normal financial position.

Personal Loans Bad Credit Video

In times when your house, home or any other asset has been critically damaged it is important that you get some money repair it too. Some of these assets get damaged due to natural calamities like floods, typhoons or tsunamis. In this regard, the home owners have a reason as to why they should get a loan to make the necessary repairs to their homes. Whether you have a negative or positive credit history, you still have a chance of getting loaned. When faced with such emergence cases, you should never shy away from applying for the short term loans.


Some people opt to go for personal loans bad credit so that they can get enough cash to finance their trips or probably enable them go for holidays. When you are planning for this and you realize that you don’t have enough cash at your disposal or probably you have had a negative credit history then it is important that you seek for personal loans bad credit to enable you achieve your dreams. 

How To Apply And Get Personal Loans Bad Credit With Ease 

You should ensure that all your application are made on line. Most money lending companies have websites where those interested in the loans can make their applications. Ensure that you make applications from a right money lender that will assure you of approval.


 When applying for this type of loans, it is also important that you adhere to the terms and conditions provided by loaning company. This should help you get your loan approved as soon as possible.