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When you are in need of quick cash, Mr. Payday Has got you covered! We have been helping Canadians with their short term loan needs since 2002.

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How Our Loan Process Works


Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.


Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.


Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

How Unsecured Personal Loans For Bad Credit Can Help You During Hard Times

Picture of employee that got Unsecured Personal Loans For Bad Credit At those times when you need instant cash to enable you start or complete a certain project, there are few financial avenues that you can explore. Most people would opt to go for loans so that they can be able to meet the most pressing financial obligations. There are quite a number of loans that one can go for when faced with trying moments that need instant cash. Banks and other leading financial institutions have various financial loan services that you can go for. In desperate financial situations, you can either go for a secured loan or the unsecured loan. The unsecured loans have been gaining popularity day after day. The only advantage is that even those people who have bad credit history have a chance of applying for unsecured loans. If you are desperate for cash and you feel you need it instantly for different purposes, then you need to go for unsecured personal loans for bad credit. The loans are available everywhere especially in the big financial companies in Canadian cities. You will need to go online and search for one of the lending companies that should offer you the service. Before doing this, it is imperative that you understand some of the requirements for to qualify for personal unsecured loans.

Steps To Follow When Seeking Unsecured Personal Loans For Bad Credit

  • Search for an online money lending company.
  • Ascertain whether you merit for the by counter checking on the requirements provided.
  • Make your application on line; fill in the forms with accurate information. It is the fastest
  • Wait for a response for approval.
  • Get your money in your account. Should be within a short time.

Unsecured Personal Loans For Bad Credit Video

Looking at the requirements for people seeking for unsecured personal loans for bad credit, it is evident that most loaning companies look for some specific requirements. One of the basic requirements that you should meet before applying for this type of loan is your employment status. Anyone one applying for this type of loan should have be employed and earning a substantial monthly income. Most money lending companies insist on this requirement because they can only recover the loaned money from the applicant’s salary. If you don’t have assets but you have a good paying job, you still stand a good chance of getting approved for unsecured loans. When making applications online, the new applicants need to provide accurate information concerning their employment status. For instance, they need to indicate where they are currently working, salary earned and for how long they have been working.


When going for the unsecured personal loans for bad credit, it also a basic requirement that you give full information regarding your banking details. In essence, you are supposed to give information of all your active accounts. The account should be the one you use in making all the monetary transactions for the last three months. This would be a sure proof that when eventually you get the unsecured loan, the lending company can be able to recover the amount directly from the bank details you. Apart from giving the right banking information, you should also be able to give your contact information. Basically, you need to provide a home contact phone number and other number that you can be contacted with.


Some money lending companies insist on age. However, it is widely understandable that anyone applying for loan should be 19 years and above. This is a normal adult age agreeable for transaction of business. If you follow the laid down procedures and make your application accurately, you will be able to get your unsecured loan. Make sure that the loan is used for purposes you that had borrowed it for.