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When you are in need of quick cash, Mr. Payday Has got you covered! We have been helping Canadians with their short term loan needs since 2002.

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How Our Loan Process Works


Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.


Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.


Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Important Facts To Note About The Loans For Bad Credit Canada

Picture of employee that got Loans For Bad Credit CanadaIn our daily lives, we realize that the cost of living has been going up day by day. When you take a closer scrutiny, you will realize that incomes that people earn are not proportional to the cost of living currently experienced. You will find that what one gets at the end of the month cannot sustain him all through. At some point, people will always need to seek for alternative means of looking for money to help them reach their next pay day. If you have a stable job and you experience bad credit scores time after time then probably you don’t have a have a good financial budget. You will need to seek for some financial advice so that you can redeem your lost financial glory.


The easiest way of securing cash is through getting instant loans for bad credit Canada from any of the money lending companies within your region. Not very many money lending companies are willing to offer loans to people who a bad score on their credit. If therefore you have a bad score on your card and you still need to get a loan, probably you need to get it from a money lending company that understands your position and it is still ready to offer you the loan. In Canada, there is quite a number of money lending companies willing to offer loans to people without putting more emphasis on someone’s credit back ground. If you are interested in getting loans for bad credit Canada you should just be ready to make your searches on-line in order to get a good money lender.

Loans For Bad Credit Canada Video

Before going to borrow a loan first of all you need to ascertain how much you really need. This depends on a number of things. Perhaps it will need you to draw a budget of how you will spend the amount. This should be determined by the reason that has made you opt to apply for the loan. If you are experiencing a bad credit history and you are thinking of a applying for the loan, then just go ahead and make your application you will still stand a chance of getting it.


Since there are very money lenders out there offering short term loan services, you will also discover that they offer them at different interest rates. Some will advertise a certain interest rate but when the clients make their application they discover that they are treated to different rates. You should therefore take a closer look at the interest rates offered by different companies. This should help you get loans for bad credit Canada from an affordable company offering the best rates in town.


Another very important fact to look for when looking for this type of loans is the repayment period offered by different money lenders. Looking at he terms and conditions on offer by different companies, you will realize that they give a grace period of only two weeks before the loan applicant’s start repaying back the loan. As a loan applicant seeking for an instant loan, you should be a aware of this fact. You should understand that as mush as you can get the loan approved and advanced to you promptly, you will also need to pay back within a short time. This is very important fact that should help you in financial budgeting. You will determine the times that you will have enough cash and times that you will need to seek for more cash.

Who Should Apply For Loans For Bad Credit Canada

  • People have stable jobs
  • Those who have stable monthly incomes of over 1000 dollars
  • Those who have no job but are ready to offer their homes as a security for the loan