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When you are in need of quick cash, Mr. Payday Has got you covered! We have been helping Canadians with their short term loan needs since 2002.

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How Our Loan Process Works


Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.


Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.


Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Picture of family that got Payday Loans OshawaThe process followed in order to obtain Payday Loans Oshawa

Being in Ottawahas opened many opportunities for people to obtain loans whenever and wherever they feel like so long as they have the necessary requirements. This process has brought change to the way people have been handling their emergency situations and also other situations in general, which is why payday loans Oshawa are a step forward to making life bearable and affordable for many Canadians. To obtain these loans, some do not eve consider the credit history that you have or the number of times that you have borrowed for loans so long as you have a pay at the end of every month or something that gives you money in return such as a valuable asset.

For those who have never applied for these loans the process is quick and easy as it has never been before. When you compare what is required from you to the requirements that banks ask for you will see that there is a huge difference in obtaining a loan from a bank and from a company inOshawa. This is because a bank needs a lot of proof for payment before they part with their money but as for companies they have good connections with lenders that are willing to give you loans even with a bad credit history.

What payday loans Oshawa services need from the borrower

First of all, the main requirements that you should not lack when applying for a loan should be the statement that is required for the application. All payday loans Oshawa services have their own terms and conditions that need to be followed. You should know the amount that different companies can offer you in your situation before you apply, even if it is an online application because not all lenders are the same. There are those who even ask for collateral no matter the amount of loan that you have applied for.

Once you have applied, you will have to produce all of the necessary bank statements that show the history of your credit payments. This is normally not necessary when applying for an online loan with no credit check or basically a loan without credit checks and procedures such as faxing. These statements will be enough to tell if your application will be approved or not. If you have a bad credit history, then it is better you look for payday loans Oshawa services that do not need your credit history in order to provide you with a loan.

Payday Loans Oshawa Video

When the statements have been received, there is the processing of the statements either online or in the companies that you have applied with. This is done to ensure that you are eligible for the loan that you are applying for in that you have an income that you can use to pay back with some interest or you have a good asset that can be used as collateral in case they payments are not done in time. Once this is done, you will know if your loan has been approved or not.

The last process is now the money once your application has been approved. With online Oshawa services, the money will be deposited straight into your bank account. Through other approvals such as those from companies, you may have to wait for a couple of days before your money is deposited directly into your account. The process is as simple and easy as that, if you are in need of a loan and you have an income that generates money, then you have qualified for the application of the loan that you need.