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When you are in need of quick cash, Mr. Payday Has got you covered! We have been helping Canadians with their short term loan needs since 2002.

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How Our Loan Process Works


Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.


Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.


Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Places to Look for Personal Bad Credit Loans

Picture of employee that got Personal Bad Credit LoansPeople with a bad credit also deserve to get financial support from the many loan lenders that we have in the country at the moment, and they can apply for such loans as personal bad credit loans. Loan lenders have come to realize that not all people with a bad credit are incapable of repaying back the loan that they can acquire thereafter, and since these people too need the services of loan lenders, these loan lenders are willing to trust these people with loans with a hope that they will repay back the loans as per the agreement with the loan lender. There are places to look out for when you are looking for these loans.

The personal bad credit loans lenders

The first place that you need to go if you have a bad credit and you are in need of a personal bad credit loans is your regular bank. Each one of us has a bank that we frequent so much whenever we need banking services, and this is the bank to result to if you are looking for these loans. The main reason why you need to try your bank for these loans is because at least they can trust you if you are a regular customer to the bank. Trust is something loan lenders need to have when they are issuing out the loans to people with a bad credit especially when you are looking for unsecure loan. As a loan borrower, you will also be in a position to trust the bank, since most of the banks have been in operation for a long time and they are trustworthy.

Personal Bad Credit Loans Video

Another place to look is from the credit union. These unions deal with all manner of credits and chances that the credit union you are eying is dealing with the kind of bad credit loan that you are looking for are high. It is hard not to get the loan type that you need from a credit union. Credit unions too have a way to trust their clients and they can overlook your credit rate situation when issuing you a loan. This way, you will get the loan with the normal terms of repayment and issuance rates, and this is a great advantage to you because this is something you cannot enjoy with all money lenders.


We also have online money lenders who deal with personal bad credit loans amongst all the other loans that they deal with and these can be very helpful to the loan borrower. Online lenders have a unique way of issuing out fast and hassle free loans especially to the people who need these loans urgently, which is why they may be a favorite for many people with a bad credit. The good thing is that they do not care about the credit situation of a borrower as long as the borrower agrees to repay back the loan as per their terms and conditions.


If you are looking for an urgent financial support before your pay day and you have a bad credit, we have pay day loans for people with bad credit that can benefit you so much. What you need to do is to locate these pay day loan lenders and strike a deal with them. With these loans, you can borrow as much as you need as long as you will pay back the money after you are paid. They do not even consider your credit situation when issuing out these loans, which is one of their greatest strengths, apart from being fast in processing the loan and issuing out the loans with minimal hassle.