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When you are in need of quick cash, Mr. Payday Has got you covered! We have been helping Canadians with their short term loan needs since 2002.

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How Our Loan Process Works


Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.


Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.


Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

The Way Forward In Applying And Getting Approved For Bad Credit Personal Loan Instantly

Picture of employee that got Bad Credit Personal LoanNever feel frustrated at any time when you discover that you have run out of cash at your home or in your office. There is always a way out. Many people find themselves in situations where they cannot raise enough cash to cater for emergence cases. It could be an emergence case where you need to repair your destroyed home or house, or probably it could be an emergence case that needs you to repair your damaged car that has been involved in accident. Some people just need instant cash to cater for miscellaneous expenses like when they need to go out on an abrupt trip or to cater for their educational medical bills. All these situations carry some weight and different people will treat them with a lot of urgency.  If at any time you experience such emergence situations, then it is important that you lay down some contingent plans that will enable you avert them or probably raise enough cash to deal with such emergence cases. Where you have no clear cut program of raising cash, it is important that you try and get an instant loan from a bank or from any of the money lending companies. Companies offering short term loans get very many applications from people seeking these services. Some of them have a negative credit history and wonder if they their applications can be approved. If you have been experiencing a bad spell of a negative history, you shouldn’t worry so much because you can still stand a chance of still getting an instant bad credit personal loan.


When in need of these type of loan, you should realize that is only available online. If you know of close branch belonging to your money lender you can walk in and make the application, however if you have no idea where the offices are located then you just need to make all your applications on-line. It is always preferable to make the applications on-line for a number of reasons.  Making the application for bad credit personal loan online is very advantageous because it is simple, convenient and applicable to money. Remember you can make the application even at the wee hours of the night because most of the lending companies work for 24 hours.

Bad Credit Personal Loan Video

Every time you apply for any type of loan, there are basic requirements that you should always meet. This is true when you apply for these types of loans. Different companies offer different terms and conditions for the applicants to fulfill before they get approved for the loan. Below are some of the common terms and conditions to be adhered before the approval of the loan. .

Basic Requirements To Be Met By Those Applying For Bad Credit Personal Loan

Basically an application for this type of bad credit personal loan needs to be observed. They should show proof that they have been in employment for the last three months or they are holding positions permanent on a permanent basis. When an applicant is able to proof this loan application will be approved as soon a soon possible.


Another very important requirement asked by many loan lenders is the provision of bank details. Every loan applicant should show proof that he has an active bank account that he has been servicing for quite some time. In providing this information, the loan applicant increases his chances of his loan being approved. The applicants should also be able to provide their identity, for instance, they need to proof that they are Canadian nationality for the loan to be approved. Applicants ought to be adults aged eighteen years and above.